Terms and Conditions
Effective Date: August 26, 2026
Last Updated: August 26, 2026
Welcome to Washington United LLC. These Terms and Conditions ("Terms") govern your access to and use of Washington United LLC's website, communications, services, forms, scheduling tools, and other online or electronic services.
By accessing our website, submitting information to us, communicating with us, or using our services, you acknowledge that you have read and understood these Terms and agree to be bound by them.
If you do not agree with these Terms, please do not use our website or services.
1. About Washington United LLC
Washington United LLC provides financial services and related insurance, retirement, employee benefits, business, and financial planning solutions.
Information provided through our website or communications is intended for general informational purposes unless specifically provided as part of an established professional relationship.
Availability of products and services may vary based on eligibility, licensing, jurisdiction, carrier requirements, and other applicable restrictions.
2. No Guarantee of Products or Results
Information presented on our website or through our communications does not guarantee eligibility, approval, coverage, investment performance, financial results, or the availability of any particular product or service.
Insurance and financial products may be subject to underwriting, eligibility requirements, contractual terms, fees, expenses, exclusions, limitations, surrender charges, and other conditions.
You should carefully review the applicable product documentation before making a financial or insurance decision.
3. Website Information
Washington United LLC makes reasonable efforts to provide accurate and current information. However, we do not warrant that all information on our website will always be complete, accurate, current, or error-free.
Information may be changed or updated without notice.
Nothing on this website should be interpreted as individualized legal, tax, accounting, investment, or financial advice unless specifically stated otherwise.
You should consult the appropriate qualified professional regarding your individual circumstances.
4. Text Message and SMS Communications
Washington United LLC may communicate with clients, prospective clients, business contacts, and other individuals through SMS or other text-message services.
Consent to Receive Text Messages
When you provide your mobile telephone number and affirmatively consent to receive text messages from Washington United LLC, you authorize Washington United LLC and its service providers acting on its behalf to send text messages to the mobile number you provided.
Depending on the consent you provide and your relationship with us, messages may include:
- Appointment confirmations and reminders
- Responses to inquiries
- Scheduling communications
- Customer service communications
- Requested information
- Insurance or financial-services information
- Follow-up communications
- Educational information
- Marketing or promotional communications, where permitted and where appropriate consent has been obtained
Consent to receive marketing text messages is not a condition of purchasing any product or service from Washington United LLC.
Message Frequency
Message frequency may vary depending on your interactions with Washington United LLC, the services you request, and the communications to which you have consented.
Message and Data Rates
Message and data rates may apply.
Your wireless carrier may charge you for sending or receiving text messages in accordance with your mobile service plan. Washington United LLC is not responsible for charges imposed by your wireless carrier.
Opting Out
You may opt out of receiving text messages from Washington United LLC at any time by replying STOP to a message.
After submitting an opt-out request, you may receive a final confirmation message confirming that you have been unsubscribed. After that confirmation, we will discontinue text messages covered by your opt-out unless you subsequently provide consent to receive them again.
Requests expressed through other reasonable means indicating that you no longer wish to receive text messages may also be honored as required by applicable law.
Help
For assistance regarding text messages, reply HELP when supported by the messaging program or contact Washington United LLC directly using the contact information provided on our website.
Supported Carriers and Delivery
Wireless carriers are not responsible for delayed or undelivered messages.
Washington United LLC cannot guarantee that text messages will be delivered to or received by you. Message delivery may be affected by your wireless carrier, device, network availability, service provider, or other factors outside our control.
Mobile Number Responsibilities
By providing a mobile number, you represent that you are the subscriber or customary user of that number or otherwise have authority to provide consent for communications to that number.
If your mobile number changes or is reassigned, you agree to notify Washington United LLC or opt out of communications associated with the previous number.
Text Message Privacy
Information collected through our text-message program will be handled in accordance with our Privacy Policy and applicable law.
Mobile information obtained for SMS communications will not be sold or shared with third parties for their own independent marketing or promotional purposes, except as permitted by law or as necessary for service providers to facilitate communications and provide services on our behalf.
SMS consent is specific to Washington United LLC and is not intended to constitute consent for unrelated third parties to send marketing text messages.
5. Email and Electronic Communications
By providing your email address or communicating electronically with Washington United LLC, you consent to receive communications related to your inquiries, appointments, services, transactions, and other communications you have requested or authorized.
Where required, marketing emails will provide an appropriate method for unsubscribing.
Certain administrative, transactional, or service-related communications may still be sent when necessary to provide requested services or maintain an existing relationship.
6. Privacy
Your privacy is important to Washington United LLC.
Our collection, use, storage, and disclosure of personal information is governed by our Privacy Policy and applicable law.
By using our website or submitting information to Washington United LLC, you acknowledge the practices described in our Privacy Policy.
7. Third-Party Websites and Services
Our website or communications may contain links to third-party websites, scheduling platforms, insurance carriers, financial institutions, social media platforms, or other services.
Washington United LLC does not control and is not responsible for the content, availability, privacy practices, security, or terms of third-party websites or services.
Your use of third-party services is subject to the terms and policies established by those third parties.
8. Intellectual Property
Unless otherwise indicated, website content belonging to Washington United LLC, including text, graphics, logos, designs, and other original materials, is owned by or licensed to Washington United LLC and is protected by applicable intellectual-property laws.
You may not reproduce, distribute, modify, publish, or commercially exploit our proprietary content without prior written authorization.
9. Acceptable Use
You agree not to use our website, forms, communications systems, or other services:
- For fraudulent, unlawful, or abusive purposes
- To interfere with the operation or security of our systems
- To attempt unauthorized access to systems or information
- To transmit malicious software or harmful code
- To impersonate another person or misrepresent your identity
- In violation of applicable federal, state, or local law
10. Limitation of Liability
To the fullest extent permitted by applicable law, Washington United LLC and its owners, employees, representatives, affiliates, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages resulting from your use of, or inability to use, our website or electronic services.
Nothing in these Terms is intended to waive rights or responsibilities that cannot legally be waived or limited.
11. Changes to These Terms
Washington United LLC may revise these Terms periodically to reflect changes in our services, business practices, technology, or applicable requirements.
Updated Terms will be posted on our website with a revised "Last Updated" date.
Your continued use of our website or applicable services following an update constitutes acceptance of the revised Terms to the extent permitted by law.
12. Governing Law
These Terms will be governed by and interpreted in accordance with applicable federal law and the laws of the state in which Washington United LLC is organized or principally operates, without regard to conflict-of-law principles.
13. Contact Washington United LLC
Questions regarding these Terms and Conditions, including questions about text-message communications, may be directed to:
Washington United LLC
Email: Info [at] wdcunited [dot] com
For SMS opt-out requests, you may also reply STOP to a text message from Washington United LLC.